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New Anti-SPAM Services Launched
Maximize Your Lead Spend: Protect Your Calls from Spam Designation with STIR/SHAKEN Compliance and SPAM Hammer Monitoring.
Email Joe@senioragenttools.com or Call 512.422.3292 to sign up!
1. STIR/SHAKEN Registration:$149 annually or $15/month
Compliance with the FCC’s STIR/SHAKEN regulations helps ensure their outgoing calls avoid the SPAM designation, improving connection with your leads. By creating a profile with Senior Agent Tools, you can maintain your professional image and effectively connect with leads. Email or call to sign up and create your profile for a seamless calling experience!
2. SPAM Hammer$10 per Number per Month
The robust solution for conquering spam designations. This cutting-edge service scans your phone number daily across major carriers and third-party spam filters, detecting and swiftly demolishing any SPAM designations. With Spam Hammer in your corner, you can maintain crystal-clear communication with your leads and uphold your business reputation. Smash spam and stay connected with the power of Spam Hammer. This service requires an active STIR/SHAKEN profile to be in place for the service to work.
Understanding SPAM
Spam designation has become a growing concern for businesses, particularly in recent years. With the surge in scam and robocalls, carriers and third-party companies have developed tools to identify and flag suspicious numbers to protect their subscribers. As a result, when a person receives a call from a flagged number, their caller ID displays messages like “Scam Likely,” “Spam Likely,” “Potential Spam,” or similar warnings. This has inadvertently led to an increasing number of legitimate businesses, like insurance agents, being wrongly flagged as spam callers.
To address this issue, the Federal Communications Commission (FCC) introduced the STIR/SHAKEN regulations. These regulations aim to provide a verification framework for the authenticity of calls made over the internet, helping businesses prove the legitimacy of their calls and prevent them from being marked as spam.
Monitoring your phone numbers for spam designation has become essential, especially for insurance agents who invest significantly in acquiring leads. Ensuring that these valuable calls reach their intended recipients is crucial for optimizing your lead spend and maximizing your return on investment.
Our services offer a cost-effective solution to this problem. With just one STIR/SHAKEN profile and monitoring for 3 numbers, the combined expense is only slightly more than the cost of a single lead per month. It’s important to consider how many appointments your business might be losing because customers won’t pick up calls flagged as spam. By investing in STIR/SHAKEN compliance and our powerful SPAM Hammer monitoring service, insurance agents can protect their communication channels, preserve their professional image, and ensure that their investment in leads is not compromised by spam designation. Don’t let spam designation hinder your business growth—take advantage of these services to maintain seamless communication with your leads.
Copyright (C) 2023 Senior Agent Tools LLC. All rights reserved.

Prosperity Life’s new Family Freedom Term

Prosperity Life Group is excited to announce the new Family Freedom Term life insurance product with coverage amounts ranging from $50,000 to $500,000.
Underwritten by member company S.USA Life Insurance Company, Inc., Family Freedom Term is available to applicants ages 18-75 years old. With initial level premium periods of 10, 15, 20, 25 or 30 years, it is convertible to a whole life policy until the earlier of the 10th anniversary of the policy or the insured’s 75th birthday, even if health changes.
Features of Family Freedom Term include:*Living benefits included in base premiumDeath benefits generally paid income-tax free to designated beneficiariesA percentage of the death benefit may be accelerated upon diagnosis of a chronic, critical, or terminal illnessOptional Accidental Death Benefit Rider provides additional death benefit of 1x the base policy up to $250,000 in the event of accidental deathOptional Waiver of Premium Rider should the insured become totally disabledOptional Child Term Rider provides $5,000, $10,000, or $15,000 in term coverage on the lives of up to 5 eligible children or grandchildren, up to age 21 Family Freedom Term is available by a technologically advanced E-Application (for in person sales) and Remote E-application (for phone or virtual meeting sales) that provides an instant eligibility decision on most applications. This process incorporates point-of-sale underwriting and electronic signature capabilities, ensuring a seamless and efficient experience, and is available in all states except: CA, CT, HI, ME, MT, ND, NH, NY, PA, SD.
Quoting, Agent trainings/tools, and downloadable marketing materials are also available in your agent portal. Access to the Family Freedom Term product can be granted by your upline through the Agent Portal if you do not already have it.
To make the news even better, we’ve added Family Freedom Term as a qualifying product for the quarterly Agent bonus program, so you can earn an additional 10% cash bonus on settled 1st year premium up to 4 times a year! See additional exclusions and details, here. *Certain limitations and exclusions apply. Please see product training available at www.insuranceadmin.com/agent for more details. 
Prosperity Life Group is a marketing name for products and services offered by certain affiliates of Prosperity Group Holdings, LLC. Family Freedom Term is underwritten by S.USA Life Insurance Company, Inc., form nos. ICC20MTMPUECS20, MTMPUEFL20; rider form nos. ICC20CHIRUECS20, ICC20CRIRUECS20, ICC20TIRRUECS20, ICC20CLTRUECS20, ICC20ADBRUECS20, ICC16WPDRUECS16, CHIRUEFL20, CRIRUEFL20, TIRRUEFL20, CLTRUEFL20, ADBRUEFL20, WPDRUEFL18. Not available in all states. Features may vary by state.For general questions, please email agentcare@prosperitylife.com.

For Agent Use Only. Not Intended to Create Public Interest in an Insurance Product, an Insurer, or Agent.
Prosperity Life Group℠ is a marketing name for products and services provided by one or more of the member companies of Prosperity Life Insurance Group, LLC, including SBLI USA Life Insurance Company, Inc., S.USA Life Insurance Company, Inc., and Shenandoah Life Insurance Company. Only SBLI USA is authorized to do business in New York. AM Best rating is as of publication date – see www.ambest.com for updated information.

Social Security Billing Dates

Better Serve Your Clients
With True Social Security Billing

True Social Security billing enables your clients to select premium payments to be withdrawn from their bank account on the exact day their Social Security funds are deposited.

Social Security benefits are traditionally deposited on one of five days each month. Getting it right matters for business value and yielding persistency.

Watch this quick video to help your clients determine the right day their Social Security funds are deposited. https://vimeo.com/388360676/515ea64f9b
 

How is JD Doing in 2021?

John Dugger spent last night (February 3rd 2021) getting showered with attention from KSKJ and from Travis and Scott of FEX where he was the #1 Producing KSKJ agent in the country once again for 2020.

He got a nice little bonus check to start 2021 off right.

Congratulations JD!

Directory to contact Insurance Companies

Are you trying to find a phone number or fax number for a life insurance company. Here is a link to a very useful resource that list the contact information for most life insurance companies in the United States.

https://lifepolicyshopper.com/contact-companies/

Overstock Direct Mail Leads

You can now see what overstock direct mail leads are available at so you can have leads in your hands today. New leads are a set cost of $30 and aged leads are discounted depending on the age of the lead. All our direct mail leads are guaranteed to be ages of 55-79 unless otherwise indicated. Check out the leads currently available in your state at http://www.FexLeads.com

Hot New Product- GTL Guarantee Trust Life

GTL Guarantee Trust Life has a great new graded death benefit product that is NEAR guaranteed issue.

It’s priced lower than Gerber or AIG and has 50% death benefit after the 12th month. 100% after 24 months. They accept most heath conditions including oxygen use if not full time, cancer survivors with no look back if no current cancer. And most everything else except current confinment, AIDS, current cancer, etc.

Street commission is 75% but 5% bump up for just proof of $100,000 annual FE production and additional bumps at $250,000, $500,000 etc. 6-month advance and 10-year renewals.

Does true SS draft dates but NO cards. Has e-app for face to face sales and voice app for phone sales.

12-month charge back on DEATH only not lapses.

Ages 40 to 90 (reduced commishions above age 80)

Available now right here at:  www.FexContracting.com

Discounts for Agents

Continuing Education/ PreLicensing
15% Discount with Web CE through this link:  http://www.webce.com/fexcontracting

Underwriting Assistance

Discount on the monthly subscription to Best Plan Pro Software http:// https://fexcontracting.com/best-plan-pro-software/

Rate Quoters

FexQuotes– Our agents get free unlimited use of the FexQuoter on our website. But the full version will have additional features you may like. Use Discount Code fec20 for a discount on the full subscription for FexQuotes.https://fexquotes.com

CSG Actuarial– Our agents get free unlimited use of the CSG Actuarial quoting software for Medicare, Cancer Plans, Final Expense and more on their smart phones for all states. Download the app and register to get your access code. Note you MUST have contracts through FexContracting to be approved. Just go to the Apple or Android App Store and search for FexContracting to download the free app.

What is the main difference between agents who succeed and agents who fail? (part 1)

We had seven agents that just got back this week from a 9-day company convention in Europe. They had a long flight back and arrived on Monday. No one was looking over their shoulder telling them to get back to work 1st thing Tuesday. But they were all out there hitting it hard running appointments just off of their own drive and desire for success.

Here is an email that Travis just sent out to all of our agents:

“Before calling it a night I felt compelled to send out this mid-week note to the Pirate Ship…  I mentioned it on GroupMe today, but I was so inspired by Nick, Kevin, Brandon, and Corey…  Some of the FEX agents who returned from a week in Europe after traveling for nearly 24 hours, who shared on GroupMe they had appointments and running leads today.

I know they are all exhausted and could have easily just relaxed at home for a few days recovering from their travels.  Their determination and drive I found very inspiring and motivational.  I cannot wait to go out tomorrow and put some business in the pipeline.

In addition, today I received a recording from one of those European qualifiers and KSKJ qualifiers, Kevin Mason (The Undertaker)…  If Kevin who qualified for two carrier conventions in one year sends recordings what is your excuse?

Your goals can be far in the distance, but you can reach them with a consistent effort and never-ending improvement.  Do something every day, but especially Friday morning to get a little closer.

I also received a recording today from Bill Dowdell that is nothing short of a pure masterpiece.  If presentations were paintings Bill’s presentation would be in the Louvre with armed guards.  There may only be 2 other agents I know of who may have closed this lady. 

Bill is skillful with a phenomenal command of higher-level goal oriented strategy.  I hope to share it with you all this Friday.

Finish your week strong and don’t lose by not hitting your goal!  Record, Record, Record, and absolutely do not stop knocking on doors and running appointments until you have hit your weekly goal.

TT

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