Liberty Bankers Life has three tiers for their Final Expense Life Product. Preferred and Standard are both 1st day full coverage with preferred having the lowest rates and with standard accepting additional health conditions such as COPD.
The Graded (third tier) is a 3-year graded with return of premium plus 10% during the 1st 36 months.
As of August 3rd 2020 Liberty Bankers will have a new tool that works on iphones and androids to assist with pre-screening before you write an application. Learn more about it here: https://lbig.com/precheck
Liberty Bankers Life pays agents 120% 1st year commission direct and you are vested from the very 1st day.
To contract, call Mark Stover at (800) 673-5309
