ForeThought is the most recognizable name in the funeral Preneed insurance industry. That gives them a huge advantage in the FE side of things too. There is a lot of seniors who have or know someone who has a ForeThought policy to fund their funeral at the funeral home.
ForeThought’s Freedom FE product has several built-in advantages that make it easy to sell.
- Rapid death settlement on non-contestible claims- This is a HUGE benefit. Don’t fail to mention this one as it sets ForeThought WAY ahead the most FE companies when it’s time for the policy to serve it’s purpose. ForeThought will have the money in the beneficiary’s hands BEFORE the funeral in most cases. ForeThought pays off BEFORE there are even death certificates issued. Most companies won’t even talk to you until after you have certified death certificates. And they have paid claims this way for over 25 years. It’s what they are known for.
- Accidental death benefit at NO EXTRA COST– many companies add it for an extra fee. With ForeThought it’s built in.
- Grandchild Protection at no extra cost- $5,000 protection on all eligible grandchildren under age 18 at time of application. Benefit is only payable 1-time and ends on each grandchild’s 23rd birthday (another sales opportunity for YOU as the family’s agent.)
- Terminal Illness Rider at no cost- Family can access some or all of death benefit if death is expected within 6-months.
ForeThought has some of the best designed and most attractive brochures and planning guides in the final expense industry. These are excellent presentation and sales tools and help YOU maintain a professional image.
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