American Amicable is company with a very competitively priced Final Expense Product as well as term and other products. They are really good on smoker rates. All FexContracting agents start at 120% first year with 7% renewals on their first day coverage Final Expense Product for ages 0-79. Commissions are reduced for ages 80-85 and for their graded and return of premium (near Guaranteed issue) products.
Agent manual is available here: https://www.americanamicable.com/internet/marketing/eTraining/AgentManual/landingpage.html
To Contract with American Amicable call Mark Stover at (800) 673-5309 or contact him through the contact form on this website.