AIG is GI Guaranteed Issue with NO health questions and no declines. It has very very competitive premiums plus higher commissions than most other GI plans on the market.
Charge back rule for lapses: If policy lapses during the first six months there will be a 25% chargeback. After six month there is no chargeback for lapses.
Charge back rule for death: If death occurs during the first 12-months there is a 100% charge back. From months 13 to 24 there is a 50% charge back.
AIG rates 9.14.2018Call Mark Stover at (800) 673-5309 to pick us this great new guaranteed issue product for ages 50-85!
New for 2022 is AIG’s new SimplyNow Final Expense Product. If you are contracted with the GI version you now have the FE product also. Here is a video with information that can be gathered from the application and underwriting guide
