At FexContracting (National Underwriting Service, LLC) we are an agency that is designed by agents and for agents. But what does that mean exactly?
It means that with our agency everything we do is to improve the experience of the agent that wants to actually SELL insurance. We are not a place where you get trapped under middle-man recruiters. You should expect higher commissions, better training and higher quality leads from an agency like ours than you find at any multi-level recruiting style agency.
It’s easy to compare. Here is what you should look for with any agency:
1. Training– Agents should have continuous access to their trainer/mentor. You will have questions that arise every week while you are new that your mentor should have an easy forum to discuss these with you and help you make sales and become profitable quickly. Your trainer/mentor MUST be someone who has sold FInal Expense himself at a high level for many years. Do NOT accept any beginners in your up line chain. (they would lower your commissions and will not aid your success.)
2. Commissions – Finding out your commission levels should NEVER be difficult. It should NEVER be something you find out after you contract and it should NEVER be done with “marketer slang” like “street-level” which could mean anything. Your commissions should be disclosed to you in print (not verbally) and done with actual numbers. When an agency makes it difficult for you to see your starting commission levels, run away. Do NOT let an up line agency give you any song and dance routine when you ask about commission levels. At FexContracting EVERY agent that contracts direct to us gets the same MINIMUM commission levels which are clearly posted on our website. No one makes less. And every agent can contract direct to us (with no middle-men) provided they have their insurance
Make sure your up line has high commissions as well as everything you need to succeed
license and have a clean criminal background and credit history. (We reserve the right to not accept any agent that we choose. We do not accept everyone.) The ONLY reason an agency is not up front ad transparent on commission levels is because they are going to test you to see if they can pay you LESS. Don’t stand for it. See ours here: https://fexcontracting.com/final-expense-commission-levels/
3. Competitive Products– We carry the most competitive final expense insurance companies in the business. We are the #1 agency for KSKJ Life. We are the #2 agency for Oxford Life, Trinity Life and SNL Life. In addition we sell a lot of TransAmerica, Settlers, Mutual of Omaha, Liberty Bankers and others. And we do this with a much smaller group of agents than most of our competitors. Our goal has always been to remain small but highly productive. Not to contract every agent who could fog a mirror. See our current line up here by setting our quoting tool on your state and pulling up a quote: https://fexcontracting.com/fex-quoting
4. Leads– You MUST have people to see every day or you are out of business. Our agents have access to set cost direct mail leads. In most states our direct mail leads are $27.50 each and they have life insurance on the lead as well as age and income filters. These are great quality leads and we have a high number of agents hitting their weekly goal of $4,000 annual premium every week off of 25 leads. Various agents will hit between $7,000 to $10,000 in annual premium most weeks. Our leads are always new and exclusive to you. They are NEVER resold. You own them, not rent them.
5. Tools– We supply free quoting systems for Final Expense as well as a full access Medicare Supplement quoter for all 50 states. We have the most detailed underwriting training and company “cheat-sheets to help you understand which companies accept which health conditions. We have group text LifeLines for instant assistance when you need it. We have hundreds of ours of audio training on our exclusive website. And of course you have access to us as well as our staff that can assist you with everything you need. Plus you are contracted direct to the companies so you also have full access to every insurance company’s support system without have to funnel everything through your up line. We are here to help, not interfere.
6. Extras– How about matching lead credits? Yes, our agents earn lead credits with many of our carriers and double the credits with several of them. Conventions? Yes, our agents win company conventions to exotic places. We had over 40 of our closest friends at the KSKJ convention for a full 7-days this year at a beautiful all inclusive resort in the Dominican Republic. All of our top agents will be on our own agent FEX cruise in October 2017 for training, fun and fellowship. Other agents have won trips to Hawaii, Alaska, Cancun, the Bahamas and more!
If we sound like what you are looking for, call Mark Stover today at (800) 673-5309 and find out if we have an opening in your area.
